Having difficulty getting Bad Credit Bank Accounts?

Make a fresh start! No credit checks!

We offer a full bank account facility that's open to everyone* irrespective of your current situation or past credit history. There are no credit checks!

Bad Credit Bank Accounts no matter what your credit history!

Basic-UK-Bank-Account.co.uk will help you open up a new basic current bank account no matter what your credit history and even if you are Bankrupt. We will help you through the process of opening a bank account allowing you to manage your finances by having a bank account that allows you to pay by direct debit or standing order, pay money in at a high street bank or online via the Internet, the use of a Mastercard® which can work like a normal debit card plus many more features rarely found on many other basic bank accounts.

 

Why apply for our Basic Bank Account?

Before knowing what we will provide, we want you to get a clearer picture of what you should expect while applying for a bank account in the traditional banks. The very first step after your application to the traditional banks will be the thorough credit check of your account. Once the bankers find your history of bankruptcy they will be reluctant to open an account for you of any nature, whether it be savings or current. If ever they open an account for you they will provide you the only facility for withdrawal and deposit of the money in the branch of the bank where the account is.

Our Basic Bank Accounts V’s a ‘normal’ High street Basic Bank Account- Where does the difference lay?

Running a regular bank account has become a large part of our day to day lives, so what is the difference between one of our no credit check bank accounts and a regular high street basic bank account?
Our basic bank account comes with a Mastercard®, a Money Manger to help you arrange your regular apyments, Internet Banking, manage your account by our SMS Service, pay in online or over the counter at any RBS branch, arrange Direct Debits or Standing Orders and monthly bank statements – with a normal basic account offered by a high street bank the available services are very limited – generally you can pay money in and take money out, so not as sophisticated or as useful as our own service.
Whilst we do make a modest monthly charge, the service and functionality offered is far superior.

What does our account include and what can you expect from our Bank Account:

Opening an Account with Us – The Process

We guarantee No Credit Checks however we will need to identify you, so if we cannot do that electronically, we may require some form of identity to be sent to us.

Once we have taken you through our application process for our basic bank account, we will immediately give you your bank account number and sort code, so that you can start to prepare for life with a new bank account straight away. For the majority of our applicants we may not even need to see any proof of identity however you may need to provide two forms of ID and a proof of address. Either way, we Guarantee No Credit Checks at any time.

 

 

Contact us today either by filling out the form below or call us
Freephone 0800 634 0627 or on 0845 388 6802 and we can discuss setting up a basic bank account for you today.

 



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Bank Accounts Direct is a trading style of 1st For Finance and is an introducer only for the think banking account.

*The think banking account is only open to persons aged 18 and over. Subject to ID verification. Conditions apply.

Account opening and monthly management fee payable. Personal bank accounts only. Proof of identity will be required. The think banking account is a managed bank account run by think banking and held with the Royal Bank of Scotland.