Adverse Credit Bank Accounts
for those with a poor or low credit score.

Adverse Credit stopping you get a Bank Account?

If you have an Adverse Credit rating and are finding it hard to open
a UK Bank Account, we can help.

We offer a No Credit Bank Account, so even with an adverse credit rating or a poor credit score, we will be able to help you open a bank account.

It can be very frustrating sometimes being refused a bank account and if you do have some form of bad credit or an adverse credit rating that could be the reason.

We aim to help you find a bank account no matter what your credit history is like and as our account guarantees no credit checks, you can rest assured that mo matter how adverse your credit rating is it will not make any difference – all we ask is that you can identify yourselves and meet certain basic conditions.

Features of your Adverse Credit Bank Account:

When you have an adverse credit rating or have been in some financial difficulties, it can be difficult to open one of the high street banks, but as we do not run a credit check we are happy to accept anyone* (subject to certain conditions) with adverse credit, a poor credit rating and even those who are (or have been) bankrupt.

Don't let an adverse credit rating spoil your chances of opening a full bank account facility - contact us today for a no obligation conversation.

Opening a bank account with an adverse credit history can be very difficult however we will help you no matter what your credit rating. Our bank account allows you to use Internet banking, balance by texts and having your own Money Manager help control your balances.

Our bank facility is especially useful for those looking to open a bank account with poor credit history or for those people with a bad credit history as we guarantee not to run a credit check on you.

Being refused a bank account because of your adverse credit rating can be very frustrating especially when it has an impact on your day to day living. Not being able to get your wages or salary paid in to your bank account, being able to set-up direct debits & standing orders or even using a Mastercard® to buy online or in a shop can prove to be very difficult.

With our bank accounts you are able to do all of this and a lot more, so why not call our no obligation help line and bring your finances back under control

Approval for one of our adverse credit bank accounts is normally very quick however in the unlikely event we cannot open your bank account we will ask you to send in any relevant documentation and once verified, your account will be up and running!

Contact us today either by filling out the form below, click here or call us on Freephone 0800 634 0627 or on 0845 388 6802 and we can discuss setting up an account.



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Bank Accounts Direct is a trading style of 1st For Finance and is an introducer only for the think banking account.

*The think banking account is only open to persons aged 18 and over. Subject to ID verification. Conditions apply.

Account opening and monthly management fee payable. Personal bank accounts only. Proof of identity will be required. The think banking account is a managed bank account run by think banking and held with the Royal Bank of Scotland.