Bad Credit Bank Accounts
for People with a bad credit history

Do you have bad credit and need to open a bank account?
If so, we will help...

Bank Accounts For People With Bad Credit

If you have had some small financial problems or even a severe credit problem and have been refused a bank account, we will help. No matter what your credit problems or past credit history we will help you open a basic bank account as we do not take into account any past credit problems. As we guarantee no credit checks it means that even those who have been made bankrupt can also apply as we do not offer any credit facilities and only require your proof of identity.

Traditional Banks and Their Requirements

Traditional high street banks are normally delighted to open a bank account for any new individuals or applicants, however part of their opening process involves performaing a credit check, which will highlight any past or present credit issues the applicant may have. Because most of the high street banks offer some form of credit facility they need to protect themselves so will almost ceratinly refuse the applicant on that basis.

What makes our basic bank account stand apart from the crowd?

Unlike the traditional banks, we will not perform a credit check on any of our applicants as we do not take any past credit problems in to account during our opening process, so if you have a poor credit history, an adverse credit rating or indeed even if you are or have been bankrupt, we will still be able to open you one of our basic bank accounts. Also, as we will not offer any credit facilities, we only need to identify you and even though a MasterCard® is included it will only allow you to spend what you have in your account an no more, so ensuring you don't fall into more financial problems. With our outstanding SMS service which allows you check balances, move your money or amend a regular payment you can remain in controll of your finances where ever you are.

What facilities should you expect from us?

Bank accounts with bad credit have the facilities listed as follows:-

Your bad credit bank account comes with MasterCard® card. Through this MasterCard® facility you are free to withdraw money in any of the national and international ATM machines all over the world.
You can also use this card for your online shopping as well as cashless shopping in the various retail outlets across the globe.
If you open bank account bad credit, you will be given our Internet banking facility.
You will also get the third party transaction rights on your bank account with bad credit.
A personalised money manager is always at your side to aid you manage your money wisely making sure your regualr payments are made..
After making your regualr payments, we will transfer any balance over to your MasterCard® so that you can spend only what you have.

Documents Required to Open Bank Account For Bad Credit And Bad Credit Current Account

We may not actually need to see any documentation if we can identify you electrobically however if we do require some additional supporting documents we will let you know sttraight away.

Generally speaking we are able to complete the process without the need of any further documents however if we do need anything it will be like a copy of your driving licence, passport, utility bill or soemthing with your full name and current address on.