Bankrupt but need a Bank account?
Becoming Bankrupt is a very difficult difficult thing to have to cope with as it can effect your life in many ways but especially how you operate your day to day finances. Some of the things that we all take for granted can be very difficult to acieve one you have become banckrupt or gone through the process of bankrupcy. One becoming bankrupt those who were happy to aloow you some form of credit will no longer do so as they will see you as a greater risk and in some cases becoming bankrupt may even mean having to close down your high street bank account.
Fortunately there is a solution if this has happened to you, as we offer a fully functional bank account regardless of any financial difficulties you may have had, so if you have recently become bankrupt or are a discharged bankrupt, then you can still enjoy all the functionality of proper bank account without the need of a credit check.
Our basic bank account allows you the use of almost every function a traditional bank account offers those who are not bankrupt or have fortunately not gone through the bankruptcy procedure.
The traditional banks are reluctant to allow the opening of bank accounts for bankrupts as they do not want to take the risk of dealing with anyone with an adverse credit rating or any type of sub prime credit history. Instead they prefer dealing with those who have not gone through any financial difficulties and especially those who are bankrupt or who have preiously been made bankrupt.
They are alwaays able to identify those who have been through some form of bankruptcy as they will perform a credit check before processing your bank account application which means almost certain refusal.
What makes us very different? The first major point is that we Guarantee No Credit Checks will be performed, so no matter what your credit history (and especially if you are bankrupt or have been through bankruptcy) we will still be able to offer you our basic bank accounts as long as we can identify you.
The second major point is that the service levels we provide for our bank accounts is second to none, as we provide a personal money manager who will help giude you through the whole process of how to use your banka ccount, set-up any direct debiit payments and how to ensure any of your regualr payments are made.
Our Bank Accounts for bankrupts come with the following facilities namely:-
Although we guarantee no credit checks we do still need to identify you, which in most cases we can do electronically, however if we cannot do this we may require to see some form of identity before opening your bank account.
There are a variety of things you can provide to use and as long as it satisfies our anti money laundering requirements, then we can open your bank account straight away.
Are you still unsure or have some questions that need answering? If so call 0800 634 0627 and speak to one of our advisers who will be happy to answer any questions you may have.