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Low Cost Guaranteed Bank Accounts, Guaranteed Acceptance regardless of any past credit problems with No Late Payment or No Missed Payment penalty Charges.


This Low Cost Guaranteed Bank Account allows you to manage your money on a monthy basis by putting aside regular monthly payments required ensuring they get paid, then the balance of your salary on to your Mastercard® debit card, which will only allow you to spend what you have got, meaning you will never go overdrawn or be charged for doing so.

This low cost bank account is completely FREE to set-up and costs just £12.50 per month which includes all the facilities like Internet Access, use of your Mastercard®, regular monthly payments, pay-in at Nat West, The Post Office or Online and most importantly of all, a guarantee that you will not be charged excessive bank charges if you miss a payment.

Also as there are No Credit Checks this low cost bank account is open to everyone who can be identified, so no matter what your past credit history is, you will still be accepted, including if you are bankrupt or been through bankruptcy.

You are GUARANTEED NO LATE PAYMENT CHARGES with these new low cost UK personal basic bank accounts as there are strictly no credit facilities, so there is no chance of being penalised by us for missing a payment.

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  • Guaranteed
  • MasterCard® card
  • No Credit Checks
  • FREE TO OPEN
  • Bankrupts & Adverse Credit welcome
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FREE TO SET-UP with No Fixed Contract and only £12.50 per month means you can open and run your bank account like any other normal personal bank account with the added knowledge you will not incur any late payment fees or bank charges for missed payments.

The main features of these low cost UK Personal Bank Accounts include:

So no matter what your credit history is, we will accept you as long as you can prove your identity.

What are you waiting for? - Apply Now!

* Additional card holder fee applies

Apply online here or call 0845 269 7507

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Basic UK Bank Accounts is a trading style of Exclusive Leads Ltd and is an introducer only. Exclusive Leads is not a Bank and does not directly offer bank accounts or banking services and works only as an intermediary or agent.
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Account Benefits

Fraud Prevention

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Bad Credit Problems

If you have a bad credit problem and have been refused a bank account, then you can still apply here . Even if you are bankrupt, you can still apply for a bank account. More Info >>>