Bank Accounts for those with a poor credit history can be very difficult to find, however we offer a Poor Credit Bank Account, guaranteeing you No Credit Checks, so no matter how poor your credit history is, we will help (even if you are bankrupt)
As we guarantee no credit checks we will process your bank account application based on you being over 18 years old and being able to identify you.
Those with a poor credit rating will struggle to open a bank account with full functionality with a high street bank as they will almost certainly look at your past credit history, so those with a poor credit rating or adverse credit history will only be offered their very basic bank account, which is very limited.
Our poor credit bank accounts includes online banking, Mastercard® card, Free SMS text balances, sort code & account number, no credit checks plus much more...
So having a poor credit rating does not mean you cannot have a fully functional bank account, we will happily accept your application no matter what your credit history, even if you are bankrupt.
Why has my bank account application been declined by a high street bank?
One of the main reason why you will be declined a bank account with a high street bank is if you have a poor credit rating they will almost certainly decline you.
Our bank account is open to everyone regardless of their poor credit history or adverse credit rating as we guarantee not run a credit check on you - so no matter how poor your credit rating is, we don't count that when processing your bank account application and it will not effect your chances of opening the bank account itself.
Simply speaking yes, as with our poor credit bank accounts you can have your salary or wages paid in direct to it, you can set-up direct debits or regular payments, you can withdraw money from almost all ATMs, you will have your own Mastercard®, you can pay-in over the counter at any branch of RBS, you will have Internet access plus many more benefits.
Opening a bank account when you have a poor credit rating or any adverse credit rating can be a problem as many high street banks will want to run a credit check on your past financial history before they open a bank account for you, as they can assessif you have had poor credit in the past.
As we guarantee no credit checks when opening your poor credit bank account, it means that if you have poor credit it will not matter as we can offer you a poor credit bank account regardless of your past financial problems.
Still unsure and want some further advice?
Contact us today either by filling out the form below, or call us on
FREEPHONE 0800 634 0627 or on 0845 388 6802 and we can discuss setting up your
poor credit bank account.